Transforming your workforce, one employee at a time

PayCurve’s financial wellness suite is tailored to suit every individual employee’s financial needs, delivering impactful and sustainable solutions to all.

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Technology built for financial wellness

One Platform. Multiple Employee Benefits. Single Point of Contact.

Data-Driven

Fully Customisable

Seamless Administration

One size doesn’t fit all. Precision unlocks financial paths for your workforce.

PayCurve takes a personalised approach to financial wellbeing by conducting a thorough assessment of each registered employee, leveraging a wide range of data points. Tailored financial profiles are created for every individual ensuring that the most relevant support and solutions are provided to meet their unique financial needs.

Our Products

Earned Wage Access

Earned Wage Access (EWA) gives employees the option to access a portion of their earned income before their scheduled payday. Through a simple, employer-led rule-based system, PayCurve's EWA solution allows employees to withdraw a portion of their salary they’ve already earned, providing them with greater financial flexibility to manage unexpected expenses or cash flow gaps without relying on high-interest loans or credit.

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PayCurve App transactions
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Cost of Living Vouchers

With PayCurve's Earned Wage Access solution, employees can use their accrued salary to purchase essential living vouchers for necessities like groceries, connectivity, and medical expenses. This flexibility ensures employees can meet their day-to-day needs without having to wait for payday, promoting financial security and reducing the reliance on credit and loans.

Gamified Financial Education

PayCurve's gamified financial education module is designed to empower employees by combining learning with action. Before accessing the Earned Wage Access benefit, employees are required to complete interactive financial education modules that cover essential topics like budgeting, saving, and debt management. This engaging, game-like approach motivates employees to learn valuable money management skills, ensuring they are equipped to make informed financial decisions.

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PayCurve App

Debt Intervention

Financially vulnerable and distressed employees are identified and proactively engaged by PayCurve's debt intervention team. By addressing financial stress early, we help employees regain control over their finances, reduce reliance on high-interest credit, and ultimately foster a more focused and productive workforce.

Savings from Source

PayCurve aims to foster a culture of savings within the workforce by offering a simple, interest-bearing savings solution. With no complicated processes, employees can effortlessly set aside a portion of each month's earnings, watch their savings grow, and develop better financial habits that contribute to long-term stability and peace of mind.

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PayCurve App

Unique features

  • Zero cost to the employer
  • Seamless administration
  • Employer-led customisation and configuration
  • Comprehensive data insights into your workforce
  • Integrates seamlessly into all major payroll systems
  • POPIA and GDPR compliant
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