What is Earned Wage Access?

Earned Wage Access is a financial wellness solution that gives your employee the option to get paid a small, rule-driven portion of their already earned salary, before regular payday. This provides financial flexibility, by unlocking your employee's ability to meet mid-month expenses with income already earned, as opposed to having to rely on high-cost credit options.

Girl smiling and working at the PayCurve offices

Benefits of Earned Wage Access

Break the payday lending cycle

Helps employees break the expensive and often predatory payday loan reliance cycle.

Reduces absenteeism levels

Supports employees with covering mid-month transport costs (example: taxi fare).

Eliminates salary advance requests

PayCurve's Earned Wage Access solution has proven to reduce salary advances by up to 100%.

What employees say...

PayCurve has helped me in desperate times, when it’s the last week of the month and I need money for transport.

Before we used loan sharks it was a little bit difficult because we had to pay back a big portion of our salary.

It helps us to budget better now that we have PayCurve.

We don’t have to stress for transport money anymore.

Mohale

RCL Employee

PayCurve has helped me greatly. Whenever I need money, I can now get it immediately. It's easy and convenient to use and I love the immediate payment option. It's really helped me reduce credit interest and I no longer have to go to loan sharks.

Unathi

Momentum employee

I'm really happy with  my overall experience with PayCurve. It has helped in times of emergency and it's helped me make ends meet and I've been able to avoid expensive credit options.

Rianah

Ogilvy employee

PayCurve has helped me in desperate times, when it’s the last week of the month and I need money for transport.

Before we used loan sharks it was a little bit difficult because we had to pay back a big portion of our salary.

It helps us to budget better now that we have PayCurve.

We don’t have to stress for transport money anymore.

Mohale

RCL Employee

PayCurve has helped me greatly. Whenever I need money, I can now get it immediately. It's easy and convenient to use and I love the immediate payment option. It's really helped me reduce credit interest and I no longer have to go to loan sharks.

Unathi

Momentum employee

I'm really happy with  my overall experience with PayCurve. It has helped in times of emergency and it's helped me make ends meet and I've been able to avoid expensive credit options.

Rianah

Ogilvy employee

Setting the benchmark for Earned Wage Access

PayCurve provides employees with the right level of intra-month support, without compromising the employee's ability to meet month-end expenditure.

Book a demo