Trusted by 150 000+ employees

Maximise Your Business Success with the Future of Financial Empowerment

Unlock your team’s full potential with PayCurve’s innovative solutions, designed to eradicate credit reliance, enhance financial literacy, and foster a powerful savings culture - all at zero cost to you.

Propel your workforce to new heights today!

Financial health for every employee, at no cost to the employers

Financial Assessment
Financial Assessment
Earned Wage Access
Earned Wage Access
Financial Education
Financial Education
Tailored Debt Solutions
Tailored Debt Solutions
Smart Savings
Smart Savings
PayCurve App Full Screen
Financial Assessment

PayCurve conducts a comprehensive, data-driven financial assessment of each registered employee in order to deliver personalised financial wellness solutions, ensuring long-term financial stability and wellbeing.

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Earned Wage Access

Earned Wage Access eliminates the predatory short-term credit reliance cycle, by giving employees the ability to get paid a portion of their already accrued salary, before regular payday.

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Financial Education

Empowering employees starts with financial knowledge. PayCurve's gamified financial education suite makes learning about budgeting, saving, and responsible spending interactive and fun. Bite-sized lessons, challenges, and real-world applications foster long-term financial wellbeing.

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Tailored Debt Solutions

Financial distress directly impacts employees and workplace productivity. PayCurve's data-driven debt solution and intervention programs provide your workforce with the necessary interventions and support to get them back on track.

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Smart Savings

Building a savings culture with a simple, automated solution. Contributions are deducted from pay slips and invested for stable, yield-bearing returns—making saving effortless.

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How PayCurve Works

What our clients and users have to say...

From implementation to go-live, the process was seamless and our employees now have the unique ability to financially support themselves through the course of a pay cycle. We appreciate their data-driven and responsible methodology when supporting our workforce.

Russell Baudach

Head of Reward and Talent

Over the period of our partnership, PayCurve has provided us with advice on Earned Wage Access trends and technology and continuously educated our employees about financial wellness, budgets etc.

The PayCurve team has demonstrated a high level of engagement, commitment, innovation, and professionalism. We strongly recommend PayCurve to any organisation considering their advisory and services in Earned Wage Access solutions.

Richard Tomes

Group Senior HC

Employees from Macsteel are very happy with our new employee benefit. Employees say the system is quick and easy to use…..very simple. We as the employer, together with our employees appreciate the fact that affordability is considered.

PayCurve is very hands on and always ensures a seamless, admin-free experience. Really always available and on the ball.  PayCurve provides excellent client support which is timeous and efficient. Our employees specifically like the WhatsApp support channel.

The payroll interphase implementation is seamless with no issues.

Venessa Sanders

HR Executive

From implementation to go-live, the process was seamless and our employees now have the unique ability to financially support themselves through the course of a pay cycle. We appreciate their data-driven and responsible methodology when supporting our workforce.

Russell Baudach

Head of Reward and Talent

Over the period of our partnership, PayCurve has provided us with advice on Earned Wage Access trends and technology and continuously educated our employees about financial wellness, budgets etc.

The PayCurve team has demonstrated a high level of engagement, commitment, innovation, and professionalism. We strongly recommend PayCurve to any organisation considering their advisory and services in Earned Wage Access solutions.

Richard Tomes

Group Senior HC

Employees from Macsteel are very happy with our new employee benefit. Employees say the system is quick and easy to use…..very simple. We as the employer, together with our employees appreciate the fact that affordability is considered.

PayCurve is very hands on and always ensures a seamless, admin-free experience. Really always available and on the ball.  PayCurve provides excellent client support which is timeous and efficient. Our employees specifically like the WhatsApp support channel.

The payroll interphase implementation is seamless with no issues.

Venessa Sanders

HR Executive

The thing that PayCurve usually helps me with is money for petrol because there are times during the week where I run out of money and payday just seems too far.

Iaan

Continental

PayCurve is a game changer because I can cover transport, electricity, groceries, and family emergencies without any worry at all. The fees are beyond affordable, the app is easy to use, and the customer service is great.

Ndivhuwo

The Crazy store

I have been using this platform for emergency purposes here and there because it’s much better than going to a Mashonisa and risking my own safety.

I have enjoyed the service and look forward to any future plans that PayCurve has for us that can also benefit us in some way.

PayCurve has really helped me to get out of debt.

Given

Macsteel

The thing that PayCurve usually helps me with is money for petrol because there are times during the week where I run out of money and payday just seems too far.

Iaan

Continental

PayCurve is a game changer because I can cover transport, electricity, groceries, and family emergencies without any worry at all. The fees are beyond affordable, the app is easy to use, and the customer service is great.

Ndivhuwo

The Crazy store

I have been using this platform for emergency purposes here and there because it’s much better than going to a Mashonisa and risking my own safety.

I have enjoyed the service and look forward to any future plans that PayCurve has for us that can also benefit us in some way.

PayCurve has really helped me to get out of debt.

Given

Macsteel

Affordability Assessment

PayCurve is the only Earned Wage Access provider in South Africa that caters for your employee's month-end expenditure, ensuring your employee has mid-month financial support, without compromising their ability to meet regular month-end expenses.

Seamless

In-built integrations minimise administration for employers, enabling a highly automated and robust solution.

Responsible

PayCurve’s Earned Wage Access is customised to each user’s financial situation, ensuring responsible use.

Sustainable

Financial tools built to last, focused on long-term positive outcomes across the workforce.

Personalised

One size doesn’t fit all. We use data to customise solutions for each employee, ensuring maximum impact.

Trusted by 150 000+ employees

“A win-win for employees and employers.”

The smartest way to lift all employees and the business they work for.

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